The “Emergency Homeowner Protection” proposal from Maryland Del. Vaughn Stewart would extend “and codify” a foreclosure moratorium for the extent of the state of emergency ordered when the coronavirus pandemic hit.
“It’s clear that relief money is not effective without a deeper reform of the eviction system and investing in holistic services that serve economically struggling households,” he said. “We look to make housing justice happen for renters, homeowners and housing providers — to make it a top priority as Maryland builds back better.”
A sweeping Housing Justice Package for upcoming General Assembly session was unveiled in Maryland Monday morning by a statewide coalition of rental housing advocates and state representatives.
A recent analysis by the consulting firm Stout estimated that between 100,000 and 200,000 Maryland renters are at risk of eviction. The total rent shortfall in Maryland could be between $206 million and $381 million by January, the report found.
Maryland’s low barriers for filing eviction actions make it an outlier. Eviction filing rates in neighboring states range from 5.3% in Pennsylvania to 16.9% in Delaware. Rates in New Jersey, the District of Columbia and Virginia range from 12.5% to 15.7%. Maryland’s rate in excess of 80% dwarfs them all.